Independence

Hammond Investment Management is built on independence. As a Registered Investment Advisor (RIA*) we are not owned by any other company and this gives us complete independence. The firm is owned by Timothy P. Hammond who has over two decades of experience in the investment field. Our independence makes it possible for us to offer the client a wide range of investments such as mutual funds, exchange traded funds (ETFs), stocks, bonds and certificates of deposit. These investments are often available at reduced costs and/or a reduced minimum investment level.

• The investment strategy is tailored to each client s unique position.

• Given our independence we are not bound to any product line or sales requirements.

• Our independence allows to recommend the best path for the client. Whether that requires the client to buy, sell or hold.

• The client can rest assured that because of our client-focus and our independence that the investment solutions offered will be based on clear, concise, independent and objective investment advice.